Liquidating bonds who is rob pattinson dating 2016
We've inherited some munis in an account at a large commercial bank and intend to liquidate them since munis are not part of our sliced/diced Boglehead IPS.
Will we be substantially better off transferring them to VG and liquidating rather than liquidating via the bank? They yield about 5% and are a very small % of my holdings so I'm just going to keep them even though they weren't a part of my asset allocation.
There are three things you need to know about bonds to interpret all the noise you hear in the news: The difference between individual bonds and bond funds, the variety of bond types, and figuring out how this type of investment fits in with your goals. In a bond fund, however, it doesn't quite work this way.
Bond funds own hundreds, sometimes thousands of bonds.
To me, here is what that question sounds like, "I've just heard green vegetables are bad for you. But that doesn't translate into "Don't eat green vegetables." The same is true for bonds. There are economic circumstances where certain types of bond funds may lose value for some people. If you try to sell your bond at this point in time, you will receive less than you paid for it, because its coupon rate is lower than the going rate.
Bonds are a stable, income producing financial vehicle. Instead of interpreting this as if all bonds are bad, what you need to do is take the time to understand those circumstances and determine if they apply to you. individual bonds You hear a lot of talk in the news about rising interest rates and how that will affect bonds. But if you hold your bond to maturity, it doesn't matter — you'll get your ,000 back.
And does that 0 apply in addition to any markdown that may appear? Bond brokers are in business to make money and they do.
I don't know how old they are or what interest rates they carry.
This means the media itself can cause a self-fulfilling prophecy in bond funds.
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"I have just read that bonds aren't a good investment right now. " This is a question I've heard almost every week since the beginning of the year. I actually have read that some types of green vegetables in excess can cause problems for people with certain medical conditions (too much Kale for someone with hypothyroidism, for example). When you own an individual bond, you can hold it to maturity and you know exactly what you will get. It matures in five years and pays a 3% coupon rate. Your bond has four years left until maturity, and the going rate on four-year bonds is now 4%.
Information for special circumstances: For instructions, please see FS Publication 0105 (download or order).
For electronic bonds in Treasury Direct, you can redeem a minimum of or any amount above that in 1-cent increments.